Notification timelines – why timing matters

CVML

Published on March 24 , 2026

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Insurance notification requirements are typically strict conditions of coverage.

Many policies require notification “as soon as practicable” or within a defined number of days following the discovery of a potential claim. In practice, this means that the notification clock may begin running from the moment a business becomes aware of circumstances that could lead to a claim.

Businesses may wish to consider:

• when the notification period begins under each policy
• whether multiple insurers or layers of coverage require separate notification
• whether internal reporting processes allow potential claims to be identified quickly

In complex organisations, delays can occur simply because the relevant teams are unaware that a potential insurance issue has arisen. Establishing internal escalation processes can therefore be critical.

CVML regularly assists clients in reviewing insurance timelines, coordinating notifications and managing communications with insurers to help preserve coverage.

If you or your organisation would like to discuss any aspect of this guidance note further, please reach out to your usual CVML contact, or email:

Hisham E. Oweiss, Partner, CVML (h.oweiss@cvml.ae)

Firas Zegallai, Associate, CVML (f.zegallai@cvml.ae)